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Student (And Lifetime) Financial Health Begins With A Budget

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Budgets. Yawn. Why bother? I prefer the uncertainty and anxiety of never knowing that I have enough money to pay rent (said no one ever)? My Paris Budget So, I created my first budget when I went to Paris during my junior year in university. I had limited funds, an exchange rate to manage and I was … Read more

Make Your Money Make More Money

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Saving money is hard. It requires self-control in the face of continuous bombardment by scientifically engineered marketing messages, peer-pressure and brains “designed” for immediate gratification. For many of us, it requires investing some quality time to mindfully design a sustainable budget that’s in line with our values. (We think we’ve figured out how to make … Read more

Ariely Redux: Dollars and Sense Explains How We Make Money Mistakes

Dollars and Sense is an enjoyable, non-technical overview of some of the ways we make bad money decisions and a few ways we can get better.  The primary author, Dan Ariely, is a well-known behavioral economist who has written extensively about how predictably irrational we can be. The other author is a comedian  (with a middle-aged white-guy sensibility), which … Read more

Beat the Budgeting Blues

The Budgeting Blues. Like flossing one’s teeth, everyone knows we’re supposed to budget regularly. Yet it’s not surprising that less than 40 percent of Americans floss daily and a similarly low proportion have saved enough to meet an unexpected $500 bill. Coincidence? The benefits of both are intangible and in the future, while the inconvenience … Read more