How to Decide…How to Help People Decide

Think back to the last time you had to make a hard, important decision. Were you picking an asset allocation for your 401k, selecting a health insurance plan or deciding whether it was time to refinance your mortgage? What kind of help did you seek and what kind of help was available? Were you confident … Continue reading How to Decide…How to Help People Decide

The Myth of Financial Literacy Education

The quantity, complexity and importance of the financial decisions we have to make keeps increasing. For example, as traditional defined-benefit pension plans going extinct, people increasingly have to manage their own retirement plans. There are more investment choices than ever: structured CDs, marketplace lending, crowdfunded start-ups not to mention thousands of ETFs and mutual funds. … Continue reading The Myth of Financial Literacy Education