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Dear Kids,<\/p>\n\n\n\n
We are very proud of you for getting into college! You’ve done a great job applying for financial aid and saving your earnings from your summer job. Now, it’s the time to have The Talk. Don\u2019t worry, not that talk! It’s about something much more terrifying: Money.<\/p>\n\n\n\n
We know that your savings and financial aid won’t be enough to pay for tuition, room and board, and all the other incidentals of college life. You are going to ask us for money. It’s OK. Here\u2019s how to figure out how much to ask us for.<\/p>\n\n\n\n
The big idea is that you need to figure out how much of your expenses you can meet on your own, with your own resources. You can ask us for whatever\u2019s left over. Just understand that, if this is more than we can afford, you may need to borrow some of it.<\/p>\n\n\n\n
Fire up the Excel and let\u2019s get started! (If you like, start with this spreadsheet<\/a>.)<\/p>\n\n\n\n