Deprecated: Hook jetpack_pre_connection_prompt_helpers is deprecated since version jetpack-13.2.0 with no alternative available. in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php on line 6078 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 Warning: Cannot modify header information - headers already sent by (output started at /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/functions.php:6078) in /hermes/bosnacweb04/bosnacweb04ay/b1602/nf.whysel/public_html/decisionfish.com/wp-includes/rest-api/class-wp-rest-server.php on line 1831 {"id":3881,"date":"2018-07-11T15:21:08","date_gmt":"2018-07-11T19:21:08","guid":{"rendered":"http:\/\/www.decisionfish.com\/?p=3881"},"modified":"2022-08-01T10:24:56","modified_gmt":"2022-08-01T14:24:56","slug":"vicious-cycles","status":"publish","type":"post","link":"https:\/\/www.decisionfish.com\/vicious-cycles\/","title":{"rendered":"3 Vicious Cycles: Links Among Financial, Physical and Mental Health"},"content":{"rendered":"

Feedback loops are powerful forces of nature.<\/span> Melting polar ice caps reduce the earth\u2019s reflectivity<\/span><\/a>, causing it to absorb more heat from the sun, which accelerates the melting. The cumulative, accelerating aspects of such loops make it imperative to break the cycle before it gets out of control. Below, I identify three feedback loops among financial and physical and mental health and some ideas for breaking these vicious cycles.<\/span><\/p>\n

Financial Stress<\/strong><\/h3>\n

Let’s begin with stress. <\/span>Stress<\/span><\/a> is the body’s response to any demand made on it. It affects almost every system of the body, including digestion, heartbeat, breath, muscles and our brains. A little stress can be a good thing, if it motivates us to respond constructively to a threat or opportunity and if it doesn’t last too long.<\/span><\/p>\n

Unfortunately, stress resulting from financial challenges is often chronic,<\/span> affecting 26% of Americans most or all the time<\/span><\/a>. Unexpected expenses, the need to save for retirement and out of pocket health care expenses are major culprits.<\/span><\/p>\n

Stress Spiral No. 1: Physical Health<\/strong><\/h3>\n

Chronic stress is linked to physical health issues. High stress can cause a fight-or-flight reaction, releasing adrenaline and cortisol. These hormones can<\/span> suppress<\/span><\/a> immune, digestive, sleep and reproductive systems, which, if sustained, may cause them to stop working normally. High financial stress can result from unexpected expenses, volatile income, excessive debt and lack of savings.<\/span><\/p>\n

Employees with high financial stress are<\/span> twice as likely to report poor health overall<\/span><\/a> and are more than four times as likely to complain of headaches, depression, or other ailments. The chart below shows <\/span>how much sicker people with \u201cdebt stress\u201d were during the depths of the financial crisis<\/span><\/a>.<\/span><\/p>\n

\"Chart\"
Financial stress correlates with health challenges.<\/figcaption><\/figure>\n

Stress is also associated with high-risk behavior including <\/span>alcohol and drug abuse<\/span><\/a>; overeating, sedentary behaviors like web surfing and TV watching. These behaviors can worsen one’s health and finances.<\/span><\/p>\n

The potential feedback loop then is financial challenges leading to poor health, directly and indirectly via unhealthy behaviors. Poor health can worsen money challenges and financial stress by increasing medical expenses, reducing productivity at work and making it harder to make good financial and medical decisions:<\/span><\/p>\n

\"\"
Vicious Cycle No. 1: Financial stress associated with high-risk behaviors and poor health, which can worsen financial stress.<\/figcaption><\/figure>\n

Stress Spiral No. 2: Delayed Healthcare<\/strong><\/span><\/h3>\n

Financial stress can also harm health when <\/span>a lack of financial resources causes people to delay necessary medical treatment<\/span><\/a>. <\/span>One in four Americans has trouble paying medical bills, with some delaying treatment<\/a>. Cost-related non-adherence may be most important for people with chronic conditions such as high blood pressure, asthma and diabetes. Fifty-six percent of Americans with common chronic diseases say they have missed medication because of cost.<\/span><\/p>\n

This leads to the second feedback loop: a medical condition results in unexpectedly high out-of-pocket costs, increasing stress, which worsens the condition directly and indirectly as the patient delays needed medical care and medication. This spiral may become more widespread as more employers switch to high-deductible health plans, which put a greater financial risk on patients:<\/span><\/p>\n

\"\"
Vicious Cycle No. 2: Poor health is expensive to treat, so people delay needed care, which can worsen the condition and increase expenses.<\/figcaption><\/figure>\n

Stress Spiral No. 3: Mental Health<\/strong><\/span><\/h3>\n

Financial stress can have mental as well as physical health implications. People with debt are three times more likely<\/span><\/a> to have a mental health issue, especially depression, anxiety and psychotic disorders. <\/span>Financial stress is the second most common cause of suicide<\/span><\/a>, after depression. Mental health challenges can impair financial (and medical) decision making, self-control and employment possibilities. According to Therapist <\/span>Rachel Mickenberg<\/span><\/a>, “humiliation” among the financially stressed makes it harder to seek help as it worsens mental health. <\/span><\/p>\n

Even those without mental illness, but who are dealing with scarcity may suffer from <\/span>greater cognitive loads<\/span><\/a> from managing the various challenges of making limited means work, impairing executive functioning including creativity, empathy, planning for the future and problem-solving. Merely anticipating financial or other stress can impair working memory and <\/a>cognitive function.<\/span><\/p>\n

So we have our third vicious cycle. Financial stress is associated with mental health challenges, which impair financial decision making and employment, further worsening the financial situation. This can increase stress, which may then worsen the mental health condition:<\/span><\/p>\n

\"\"
Vicious Cycle No. 3: Financial stress associated with poor mental health (or high cognitive load), impaired decision making, which can, which can again worsen financial stress.<\/figcaption><\/figure>\n

Breaking the Chain<\/strong><\/h3>\n

Left to themselves, vicious cycles like these can spiral out of control, with grave consequences for individuals, employers and societies. Fortunately, there are things individuals and organizations can do to break these loops.<\/span><\/p>\n

Individuals can take steps to improve their financial behaviors, by better controlling spending and increasing savings. This begins with empathetically <\/span>planning for one’s future<\/span><\/a> and creating a <\/span>budget designed to make you happier<\/span><\/a>. Others may benefit from the advice of a <\/span>financial advisor <\/span><\/a>or <\/span>credit counselor<\/span><\/a>. We can also work on developing<\/span> “pride in good money habits – instead of money itself<\/span><\/a>,\u201d exercising, using<\/span> relaxation techniques<\/span><\/a> such as yoga and meditation, and obtaining support from friends, family and, perhaps, a therapist.<\/span><\/p>\n

Governments, healthcare providers and businesses have a moral responsibility and a direct interest in breaking these loops which destroy welfare, social capital and shareholder value. They should sponsor <\/span>financial <\/span><\/a>(as well as general and <\/span>mental<\/span><\/a>) wellness programs to help people control their spending, attain resiliency with emergency funds, and plan for the future. Financial institutions need to support such programs and provide products and services more appropriate to low and middle-income consumers.<\/span><\/p>\n

In short, the status quo for millions of Americans is not sustainable. The typical American is stressed because she lives paycheck-to-paycheck, saves nothing for retirement, has little financial literacy and is increasingly being asked to shoulder the costs and uncertainties of healthcare and retirement. The resulting stress can cause physical and mental health to spiral along with financial health. It’s time we do something about it.<\/span><\/p>\n

Originally published June 27, 2018, at Forbes.com<\/a>. (An Editors’ Pick!)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Feedback loops are powerful forces of nature. Melting polar ice caps reduce the earth\u2019s reflectivity, causing it to absorb more heat from the sun, which accelerates the melting. The cumulative, accelerating aspects of such loops make it imperative to break the cycle before it gets out of control. Below, I identify three feedback loops among financial … Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":3884,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[102,114],"tags":[56,4,38,13,14,119,126,127,60,125],"jetpack_publicize_connections":[],"yoast_head":"\n3 Vicious Cycles: Links Among Financial, Physical and Mental Health – Decision Fish: Decide For Yourself<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.decisionfish.com\/vicious-cycles\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Vicious Cycles: Links Among Financial, Physical and Mental Health – Decision Fish: Decide For Yourself\" \/>\n<meta property=\"og:description\" content=\"Feedback loops are powerful forces of nature. Melting polar ice caps reduce the earth\u2019s reflectivity, causing it to absorb more heat from the sun, which accelerates the melting. The cumulative, accelerating aspects of such loops make it imperative to break the cycle before it gets out of control. Below, I identify three feedback loops among financial ... Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.decisionfish.com\/vicious-cycles\/\" \/>\n<meta property=\"og:site_name\" content=\"Decision Fish: Decide For Yourself\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/decisionfish\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-11T19:21:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-01T14:24:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.decisionfish.com\/wp-content\/uploads\/2018\/07\/20160213_9554.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Brett F. Whysel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@decisionfish\" \/>\n<meta name=\"twitter:site\" content=\"@decisionfish\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brett F. Whysel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.decisionfish.com\/vicious-cycles\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.decisionfish.com\/vicious-cycles\/\"},\"author\":{\"name\":\"Brett F. Whysel\",\"@id\":\"https:\/\/www.decisionfish.com\/#\/schema\/person\/0a075e3343f391e867cedae5e6d87c07\"},\"headline\":\"3 Vicious Cycles: Links Among Financial, Physical and Mental Health\",\"datePublished\":\"2018-07-11T19:21:08+00:00\",\"dateModified\":\"2022-08-01T14:24:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.decisionfish.com\/vicious-cycles\/\"},\"wordCount\":1056,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\/\/www.decisionfish.com\/#organization\"},\"keywords\":[\"behavior\",\"behavioral economics\",\"bounded rationality\",\"cognitive psychology\",\"decisions\",\"health\",\"healthcare\",\"mental health\",\"policy\",\"scarcity\"],\"articleSection\":[\"Financial Wellness\",\"Personal Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.decisionfish.com\/vicious-cycles\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.decisionfish.com\/vicious-cycles\/\",\"url\":\"https:\/\/www.decisionfish.com\/vicious-cycles\/\",\"name\":\"3 Vicious Cycles: Links Among Financial, Physical and Mental Health – Decision Fish: Decide For Yourself\",\"isPartOf\":{\"@id\":\"https:\/\/www.decisionfish.com\/#website\"},\"datePublished\":\"2018-07-11T19:21:08+00:00\",\"dateModified\":\"2022-08-01T14:24:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.decisionfish.com\/vicious-cycles\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.decisionfish.com\/vicious-cycles\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.decisionfish.com\/vicious-cycles\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.decisionfish.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Vicious Cycles: Links Among Financial, Physical and Mental Health\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.decisionfish.com\/#website\",\"url\":\"https:\/\/www.decisionfish.com\/\",\"name\":\"Decision Fish: Decide For Yourself\",\"description\":\"Decision Fish: Decide For Yourself\",\"publisher\":{\"@id\":\"https:\/\/www.decisionfish.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.decisionfish.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.decisionfish.com\/#organization\",\"name\":\"Decision Fish LLC\",\"url\":\"https:\/\/www.decisionfish.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.decisionfish.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i0.wp.com\/www.decisionfish.com\/wp-content\/uploads\/2016\/02\/logo-final-vrcopy-page-large-e1455550951300.jpg?fit=1493%2C939\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.decisionfish.com\/wp-content\/uploads\/2016\/02\/logo-final-vrcopy-page-large-e1455550951300.jpg?fit=1493%2C939\",\"width\":1493,\"height\":939,\"caption\":\"Decision Fish LLC\"},\"image\":{\"@id\":\"https:\/\/www.decisionfish.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"http:\/\/facebook.com\/decisionfish\",\"https:\/\/twitter.com\/decisionfish\",\"https:\/\/www.linkedin.com\/company\/decision-fish-llc\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.decisionfish.com\/#\/schema\/person\/0a075e3343f391e867cedae5e6d87c07\",\"name\":\"Brett F. Whysel\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.decisionfish.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/16655ec39b53e81534a7b9c3f75eb4c8?s=96&d=monsterid&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/16655ec39b53e81534a7b9c3f75eb4c8?s=96&d=monsterid&r=pg\",\"caption\":\"Brett F. Whysel\"},\"sameAs\":[\"http:\/\/www.decisionfish.com\"],\"url\":\"https:\/\/www.decisionfish.com\/author\/bwhysel\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 Vicious Cycles: Links Among Financial, Physical and Mental Health – Decision Fish: Decide For Yourself","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.decisionfish.com\/vicious-cycles\/","og_locale":"en_US","og_type":"article","og_title":"3 Vicious Cycles: Links Among Financial, Physical and Mental Health – Decision Fish: Decide For Yourself","og_description":"Feedback loops are powerful forces of nature. Melting polar ice caps reduce the earth\u2019s reflectivity, causing it to absorb more heat from the sun, which accelerates the melting. The cumulative, accelerating aspects of such loops make it imperative to break the cycle before it gets out of control. Below, I identify three feedback loops among financial ... Read more","og_url":"https:\/\/www.decisionfish.com\/vicious-cycles\/","og_site_name":"Decision Fish: Decide For Yourself","article_publisher":"http:\/\/facebook.com\/decisionfish","article_published_time":"2018-07-11T19:21:08+00:00","article_modified_time":"2022-08-01T14:24:56+00:00","og_image":[{"width":2000,"height":1333,"url":"https:\/\/www.decisionfish.com\/wp-content\/uploads\/2018\/07\/20160213_9554.jpg","type":"image\/jpeg"}],"author":"Brett F. Whysel","twitter_card":"summary_large_image","twitter_creator":"@decisionfish","twitter_site":"@decisionfish","twitter_misc":{"Written by":"Brett F. Whysel","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.decisionfish.com\/vicious-cycles\/#article","isPartOf":{"@id":"https:\/\/www.decisionfish.com\/vicious-cycles\/"},"author":{"name":"Brett F. Whysel","@id":"https:\/\/www.decisionfish.com\/#\/schema\/person\/0a075e3343f391e867cedae5e6d87c07"},"headline":"3 Vicious Cycles: Links Among Financial, Physical and Mental Health","datePublished":"2018-07-11T19:21:08+00:00","dateModified":"2022-08-01T14:24:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.decisionfish.com\/vicious-cycles\/"},"wordCount":1056,"commentCount":1,"publisher":{"@id":"https:\/\/www.decisionfish.com\/#organization"},"keywords":["behavior","behavioral economics","bounded rationality","cognitive psychology","decisions","health","healthcare","mental health","policy","scarcity"],"articleSection":["Financial Wellness","Personal Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.decisionfish.com\/vicious-cycles\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.decisionfish.com\/vicious-cycles\/","url":"https:\/\/www.decisionfish.com\/vicious-cycles\/","name":"3 Vicious Cycles: Links Among Financial, Physical and Mental Health – Decision Fish: Decide For Yourself","isPartOf":{"@id":"https:\/\/www.decisionfish.com\/#website"},"datePublished":"2018-07-11T19:21:08+00:00","dateModified":"2022-08-01T14:24:56+00:00","breadcrumb":{"@id":"https:\/\/www.decisionfish.com\/vicious-cycles\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.decisionfish.com\/vicious-cycles\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.decisionfish.com\/vicious-cycles\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.decisionfish.com\/"},{"@type":"ListItem","position":2,"name":"3 Vicious Cycles: Links Among Financial, Physical and Mental Health"}]},{"@type":"WebSite","@id":"https:\/\/www.decisionfish.com\/#website","url":"https:\/\/www.decisionfish.com\/","name":"Decision Fish: Decide For Yourself","description":"Decision Fish: Decide For Yourself","publisher":{"@id":"https:\/\/www.decisionfish.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.decisionfish.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.decisionfish.com\/#organization","name":"Decision Fish LLC","url":"https:\/\/www.decisionfish.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.decisionfish.com\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.decisionfish.com\/wp-content\/uploads\/2016\/02\/logo-final-vrcopy-page-large-e1455550951300.jpg?fit=1493%2C939","contentUrl":"https:\/\/i0.wp.com\/www.decisionfish.com\/wp-content\/uploads\/2016\/02\/logo-final-vrcopy-page-large-e1455550951300.jpg?fit=1493%2C939","width":1493,"height":939,"caption":"Decision Fish LLC"},"image":{"@id":"https:\/\/www.decisionfish.com\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/facebook.com\/decisionfish","https:\/\/twitter.com\/decisionfish","https:\/\/www.linkedin.com\/company\/decision-fish-llc\/"]},{"@type":"Person","@id":"https:\/\/www.decisionfish.com\/#\/schema\/person\/0a075e3343f391e867cedae5e6d87c07","name":"Brett F. Whysel","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.decisionfish.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/16655ec39b53e81534a7b9c3f75eb4c8?s=96&d=monsterid&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/16655ec39b53e81534a7b9c3f75eb4c8?s=96&d=monsterid&r=pg","caption":"Brett F. Whysel"},"sameAs":["http:\/\/www.decisionfish.com"],"url":"https:\/\/www.decisionfish.com\/author\/bwhysel\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.decisionfish.com\/wp-content\/uploads\/2018\/07\/20160213_9554.jpg?fit=2000%2C1333&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6OLLM-10B","_links":{"self":[{"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/posts\/3881"}],"collection":[{"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/comments?post=3881"}],"version-history":[{"count":9,"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/posts\/3881\/revisions"}],"predecessor-version":[{"id":12651,"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/posts\/3881\/revisions\/12651"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/media\/3884"}],"wp:attachment":[{"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/media?parent=3881"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/categories?post=3881"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.decisionfish.com\/wp-json\/wp\/v2\/tags?post=3881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}