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Yes, We Can: 3 Ways to Improve the Nation’s Financial Health

Man wearing a blood pressure cuff

One of my best read (and Forbes.com Editor’s Choice) articles last year was about how the financial health crisis in this country is hurting our physical and mental health. When this happens, our financial health can be stressed even more, causing the circle to begin again with even worse effects. We can turn these vicious circles … Read more

How To Conquer The Confusing Causation/Correlation Conundrum

Nile blue hydro chloride in water at daylight and different pH-values. From left to right: pH 0, pH 4, pH 7, pH 10, pH 14.. Image: Armin Kübelbeck

Fortnite Battle Royale at GDC 2018. Image by Official GDC. A quick headline search on the word “cause” produced this doozy as the first result: “Fortnite helped cause 5% of UK divorces this year” That’s a great headline. After all, the search engine’s algorithm placed it at the top of the list, and I clicked on it. … Read more

8 Ways To Make More Powerful Excel Models

Decision Fish Prototype Screen

“So, Brett, what does GALOP say?” During my days as a quantitative investment banker, my colleagues would often ask me to convey the results of my financial models so they would know what product or strategy to offer a particular client. Programmed in Excel, my GALOP models (which stood for “Global Asset-Liability Optimization Program”), would analyze a client’s balance … Read more